Have you ever noticed how some people seem to have no problem paying their bills, while others are perpetually struggling to make ends meet? Financial struggles can be difficult to spot, especially when people try to hide them. Here are seven subtle signs that someone might be having a tough time financially.
Understanding these signs can help us empathize with others and offer assistance when possible. After all, financial struggles can happen to anyone, and it’s important to remember that everyone’s situation is unique.
1. They Often Cancel Plans
One sign of financial struggle is when someone frequently cancels plans. This could be because they’re trying to save money and can’t afford to go out. They might make excuses or try to avoid bringing up the topic of money altogether. Remember, they might not feel comfortable discussing their finances, so it’s essential to be understanding and supportive.
2. They’re Always Borrowing Money
If someone is constantly borrowing money, it’s a clear sign they’re struggling financially. They might need help paying for groceries, rent, or other necessary expenses. Keep in mind that this can be a difficult situation for them, and it’s important to approach it with empathy and compassion.
3. They’re Always Working
If someone is always working and never seems to have time off, they might be dealing with financial struggles. They could be working multiple jobs or overtime to make ends meet. This can be incredibly stressful and could lead to burnout, so it’s crucial to offer support when you can.
4. They Avoid Talking About Money
People who are struggling financially often avoid discussing money. They might change the subject when it comes up, or they might seem uncomfortable when others talk about finances. This could be because they’re embarrassed about their situation or because they’re worried about judgment from others.
5. They Have a Poor Credit Score
A poor credit score can be a sign of financial struggles. People might have a low credit score because they’ve missed payments, have high levels of debt, or have had financial difficulties in the past. A poor credit score can make it harder to get loans or credit, which can exacerbate financial struggles.
6. They Always Seem Stressed
Financial struggles can cause a lot of stress and anxiety. If someone always seems stressed or anxious, it could be a sign they’re dealing with financial difficulties. They might seem distracted, have trouble sleeping, or seem irritable or upset more often than usual.
7. They’re Selling Their Belongings
If someone is selling their belongings, it’s a clear sign they’re struggling financially. They might be selling items to make some extra money or to pay off debts. This can be a difficult and emotional process, so it’s important to offer support and understanding.
Recognizing these signs can help us understand and empathize with people who are struggling financially. It’s always important to approach these situations with kindness and understanding. Remember, financial struggles can happen to anyone, and everyone’s situation is unique. Let’s be there for each other, today and always.
As a mom of three busy boys, I know how chaotic life can get — but I’ve learned that it’s possible to create a beautiful, cozy home even with kids running around. That’s why I started Cultivated Comfort — to share practical tips, simple systems, and a little encouragement for parents like me who want to make their home feel warm, inviting, and effortlessly stylish. Whether it’s managing toy chaos, streamlining everyday routines, or finding little moments of calm, I’m here to help you simplify your space and create a sense of comfort.
But home is just part of the story. I’m also passionate about seeing the world and creating beautiful meals to share with the people I love. Through Cultivated Comfort, I share my journey of balancing motherhood with building a home that feels rich and peaceful — and finding joy in exploring new places and flavors along the way.
